After government bonds, the corporate bond market is the largest section of the global bond universe. With a vast array of maturities, yields and credit quality available, investing in corporate bonds has the potential to provide higher yields than government bonds and diversification benefits for investors.

1. Irrespective of the performance of the ordinary share of the company, the bonds continue to provide a fixed rate of income for investors through the coupon, and a protected return of principal on their final maturity date;
2. If the company were to become insolvent or be liquidated, an investment in convertible bonds would have even rank with the company's unsecured debt and rank ahead of an investment in the ordinary shares of the company in insolvency proceedings.

Issue Date
Maturity Date

Any date as agreed by the Company
2018/2019 and any Rollover periods

Type / Rank
Domicile
Total Amount
Issuer Credit Rating
Issuer Credit Rating
Withholding tax exempt

Type / Rank Senior unsecured
SY
100M
Unrated
Unrated
Yes

• Strong balance sheet with low gearing, minimal net debt, solid liquidity and immaterial intangibles of investee companies.
• CIOL has a proven and qualified management team and board, with extensive experience in the industry and have done a solid job growing the business to or above plan.

• Offering safety and stability in your investment portfolio by balancing out equity market effects.
• Retaining the ability to provide consistent returns even during times of market volatility.
• Providing an avenue for capital preservation when bonds are held until maturity.
• Presenting potentially higher interest rates when compared to deposits with possible capital appreciation.

• Competition risk
• The Notes can be called early at certain intervals at the issuers discretion which may not be in the Noteholders' best interest

Insurance Premium of total Bond subscription to be acquired by the bond issuer